The Homebuyer Education Program is a 6-hour course designed to help you better understand the homebuying process, the financial responsibilities of home ownership, and basic home care and maintenance techniques to maintain the value of your home and save money on repairs. All SHIP and USDA Rural Development applicants must complete the course before they can receive program funds.
- Analyzing your personal financial and credit situation
- Pros and cons of homeownership
- How much can I afford?
- Working with housing professionals
- House-hunting tips
- Negotiating the contract
- Choosing a mortgage
- Understanding the closing process
- Home ownership assistance programs
- Preventing foreclosure
- Home care and maintenance techniques
Click here for MAY-AUGUST 2016 SHIP Class Schedule
Pre-registration is REQUIRED by contacting:
UF/IFAS Extension Washington County Office 850.638.6265
(TDD, via the Florida Relay Service,1.800.955.8771)
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TO APPLY FOR SHIP FUNDS:
Complete the SHIP Homebuyer Education Class.
Get PRE-APPROVED for a mortgage loan by a lender.
Contact Cindy McIlwain (contact information, below) for a SHIP application AFTER you are pre-approved by a lender.
Complete and mail the application to her office.
Ms. McIlwain will process your SHIP application as you find your house, finalize the sales contract, and progress toward closing.
FOR APPLICATION AND ELIGIBILITY INFORMATION,
Washington, Holmes, and Walton County SHIP Administrator
West Florida Regional Planning Council